Start Your Application Now

Cher Jeffares

Mortgage Originator

NMLS Registry Number - 415693


Office: 678.660.7200
Fax: 678.625.8268

6124 Hwy 278 NE
Covington, GA 30014

I began my career in mortgage over 20 years ago. I'm passionate about my clients, and treating them the way I'd want to be treated. As a mortgage lender for Pinnacle Bank, I have extensive experience with FHA, VA, USDA, Conventional and Down Payment Assistance programs.

The most rewarding part of my job is seeing my clients' eyes light up when they close on their homes and I hand over the keys.

  1. Click Start Your Application Now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed.
  3. I will follow up to answer your questions.
  4. Our goal is to provide the highest level of service at competitive rates. I am only a phone call away if you need help. Contact me at 678.660.7200.

Rate Watch
Whether you are considering purchasing a new home or deciding if it is the right time to refinance, use our calculators to help you make your decision.
Government Loans
Looking for a no down payment VA loan or a low down payment FHA loan? You've come to the right place.

Today's Rates

Conventional Loans
30 Year Fixed Rate
 Rate  APR  Points
 4.750%  4.861%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 4.375%  4.565%  0.000%
VA Loans
VA 30 Year Fixed Rate
 Rate  APR  Points
 4.000%  4.209%  0.000%
VA 15 Year Fixed Rate
 Rate  APR  Points
 4.125%  4.498%  0.000%
USDA Loans
USDA 30 Year Fixed Rate
 Rate  APR  Points
 4.500%  5.050%  0.000%